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Privacy Policy

Last updated: 12 May 2025  ·  Effective date: 12 May 2025

Teras Murni takes the privacy of everyone who reaches out to us seriously. This page explains plainly what information we collect, why we collect it, and how it is handled. If anything here is unclear, you are welcome to write to us at [email protected].

Contents

  1. Who We Are
  2. What Information We Collect
  3. How We Use Your Information
  4. How We Protect Your Information
  5. Cookies
  6. Sharing and Third Parties
  7. Children's Privacy
  8. Your Rights
  9. Links to Other Websites
  10. Changes to This Policy
  11. Contact for Data Queries

1. Who We Are

The data controller for this website is Teras Murni, a business consulting practice registered in Malaysia and operating from 8, Jalan Tunku Abdul Rahman, 05100 Alor Setar, Kedah. We provide advisory services to small business owners, and the information we receive through this website is used solely in connection with those services.

This policy applies to all information collected through the website at terasmur.cyou and through direct communication with us.

2. What Information We Collect

Information you provide directly

Information collected automatically

Legal basis for processing

We process your information on the basis of your consent (when you submit a contact form), legitimate interest (to respond to enquiries and improve our services), and contractual necessity (when we are engaged to provide consulting services). Retention of client-related records is also required by applicable Malaysian business and tax regulations.

Retention periods

3. How We Use Your Information

We use the information you share with us to:

We do not send unsolicited marketing messages. If you have engaged with us previously and we believe a relevant update may be of genuine interest, we may reach out by email, but you can ask us to stop at any time.

4. How We Protect Your Information

5. Cookies

This site uses a small number of cookies to support basic functionality and, optionally, to understand how visitors interact with our pages. Cookie types include essential cookies (required for the site to function), preference cookies (to remember settings you have chosen), analytics cookies (to understand visit patterns), and marketing cookies (if you have consented to these).

You can review and adjust your cookie preferences at any time on our Cookie Policy page. Your preferences are stored in your browser's local storage and are not transmitted to any third party by us.

6. Sharing and Third Parties

We do not sell, rent, or trade your personal information. We may share it in a limited way in the following circumstances:

This site may link to external websites. We are not responsible for the privacy practices of those sites and encourage you to review their policies separately.

7. Children's Privacy

Our services are directed at adults and business owners. We do not knowingly collect personal information from individuals under 18 years of age. If you believe a minor has submitted information to us, please contact us at [email protected] and we will remove it promptly.

8. Your Rights

Under the Personal Data Protection Act 2010 (Malaysia), you have the right to:

To exercise any of these rights, please write to us at [email protected]. We will respond within a reasonable period, typically within 21 days. If you are dissatisfied with how we handle your request, you may lodge a complaint with the Department of Personal Data Protection Malaysia (pdp.gov.my).

10. Changes to This Policy

We may update this policy from time to time to reflect changes in our practices or in applicable law. When we do, we will update the "last updated" date at the top of this page. Continued use of this website after a change is posted constitutes acceptance of the revised policy. For material changes, we will make a note on the homepage or contact affected parties directly where reasonable.

11. Contact for Data Queries

For any questions or requests relating to personal data, please contact us: